I really like this card and it uses a technique that is ancient.
It is one I am sure that you have tried many times as you make your cards ... and every time it will be different.
I have used the cheapest shaving foam I could and two of my Spectrum Noir refills.
I have used organza ribbon from Mei Flower in a shade that matched the inks
The matting layers have been cut in Centura Pearl in a cream colour.
The panel has been embossed and cut into a fancy shape and then I rubbed over it with some Gilding Cream.
I have added some pearls at the bottom as the finishing touch.
The sentiment is from JustRite Stampers and if you look on Amazon for the same stamp you can get it for a really good price.
More tomorrow ...
Hugs xx